I’ve only taken two short workshops with Galia, but already she’s empowered me to take control of my finances. Before, I lived in a worried fog of increasing credit card debt and ignorance about how to plan for retirement. Now, I have a plan to erase my credit card and student loan debt and I actually understand how to manage my retirement accounts. From what I learned in the first session, I was able to look at the retirement elections I had previously made blindly and choose better ones. I also made a proper budget that works for me and also allows me to travel while paying down my debt. Lastly, I am being supported in my goals by a “money buddy” who I met in the first workshop. Doing all this is not easy, but having the right tools to do it gives me the confidence that I can manage this challenge. I owe a big thanks to Galia! — Laura