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	<title>Down to Earth Finance</title>
	<link>http://downtoearthfinance.com</link>
	<description>Galia Gichon</description>
	<lastBuildDate>Mon, 23 Aug 2010 17:58:03 +0000</lastBuildDate>
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		<title>Do You ROTH?</title>
		<description><![CDATA[ROTH IRAs, you either love them or know nothing about them.  I am a fan of them for most people.  The ROTH IRA is an individual retirement account with special tax benefits. Your contributions are made with after-tax dollars and it grows tax-deferred. When you start withdrawing the money at age 59 ½, it is [...]]]></description>
		<link>http://downtoearthfinance.com/2010/08/do-you-roth/</link>
			</item>
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		<title>Your Financial Checklist</title>
		<description><![CDATA[I  am told over and over that I help clients simplify their finances into bite size  pieces that allows them to move forward and make smart money moves.  I wanted to  share a Money Affirmation and Financial Checklist from my &#8220;My Money  Matters&#8221; kit. If you feel stuck, just focus on [...]]]></description>
		<link>http://downtoearthfinance.com/2010/08/your-financial-checklist/</link>
			</item>
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		<title>Divorcing and Your Credit</title>
		<description><![CDATA[There is no question that going through a divorce can be an incredible strain on your emotions and your pocket book. A client recently asked about a friend in need who is going through a bitter divorce. He heard about &#8220;freezing&#8221; his credit through one of the credit agencies so that no one, specifically his [...]]]></description>
		<link>http://downtoearthfinance.com/2010/08/divorcing-and-your-credit/</link>
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		<title>Do You Rent?  9 Feng Shui Tips That Will Make You Feel Like An Owner</title>
		<description><![CDATA[Many of my clients in NYC are not able to own an apartment yet due to the large down payment that is often needed.  To make the most out of your rental, try these Feng Shui tips from Ann Gallops, Open Spaces Feng Shui.

 


Place the Bagua over a floor plan of your home to understand [...]]]></description>
		<link>http://downtoearthfinance.com/2010/08/do-you-rent-9-feng-shui-tips-that-will-make-you-feel-like-an-owner/</link>
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		<title>Can Your Friends Help Save You Money?</title>
		<description><![CDATA[There is no question that your friends can help you save money, but how? I have two stories to share with you:
* Success of a Money Buddy
* Your Friends Can Help Your IRA
Success of a Money Buddy
Recently two of my favorite clients teamed up to become each other’s money buddies. Each Monday they check in [...]]]></description>
		<link>http://downtoearthfinance.com/2010/07/can-your-friends-help-save-you-money/</link>
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		<title>Fighting Over Money?</title>
		<description><![CDATA[We all know how to fight dirty.  Especially over money.  But do you know how to fight over money where you get your way and your partner is happy too?  Let’s face it, it takes two to tango.  Keep these fight suggestions in mind next time the dollars and boxing gloves come out!  

What is [...]]]></description>
		<link>http://downtoearthfinance.com/2010/07/fighting-over-money/</link>
			</item>
	<item>
		<title>Galia on FOX National News!</title>
		<description><![CDATA[FOX TV CLIP
I was interviewed on Fox National News about how consumers are affected by the retail market.  Check out my interview.
]]></description>
		<link>http://downtoearthfinance.com/2010/07/galia-on-fox-national-news/</link>
			</item>
	<item>
		<title>Take Yourself Seriously</title>
		<description><![CDATA[There are so many areas of our lives we are diligent.  Many of us get our hair cuts regularly.  We call our parents every week.  We make sure we have milk in the house (sometimes!).  We rush to the bookstore to buy the latest Stieg Larsson novel (I know I did!).  Why not apply these [...]]]></description>
		<link>http://downtoearthfinance.com/2010/06/take-yourself-seriously/</link>
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